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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,612 | $138,102+4.0% | $125,381+14.5% | $134,532+6.7% |
| Participation rate | 61.1% | 84.5%-23.4pp | 82.4%-21.3pp | 81.2%-20.1pp |
| Annual return | -10.24% | 750.73%-761.0pp | 572.31%-582.5pp | 418.27%-428.5pp |
| Employer contribution / active EE | $1,746 | $5,245-66.7% | $4,815-63.7% | $4,741-63.2% |
| Participant deferral / active EE | $2,936 | $7,801-62.4% | $7,448-60.6% | $6,401-54.1% |
| Admin fee / account holder | $4,182 | $11,568-63.9% | $10,007-58.2% | $11,429-63.4% |