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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,867 | $165,381-8.2% | $149,730+1.4% | $158,966-4.5% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 10.05% | 348.29%-338.2pp | 276.70%-266.6pp | 302.95%-292.9pp |
| Employer contribution / active EE | $1,071 | $5,104-79.0% | $4,645-76.9% | $4,762-77.5% |
| Participant deferral / active EE | $1,217 | $7,182-83.1% | $6,843-82.2% | $5,983-79.7% |
| Admin fee / account holder | $1,796 | $10,809-83.4% | $9,310-80.7% | $11,250-84.0% |