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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,904 | $175,231-8.2% | $149,696+7.5% | $139,466+15.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 25.89% | 166.77%-140.9pp | 134.46%-108.6pp | 373.66%-347.8pp |
| Employer contribution / active EE | $3,972 | $5,478-27.5% | $4,821-17.6% | $4,754-16.4% |
| Participant deferral / active EE | $23,141 | $6,521+254.8% | $5,682+307.3% | $6,712+244.8% |
| Admin fee / account holder | $22,960 | $16,155+42.1% | $13,212+73.8% | $11,409+101.3% |