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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,849 | $209,422-45.6% | $178,503-36.2% | $158,982-28.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 27.96% | 188.81%-160.8pp | 151.12%-123.2pp | 302.99%-275.0pp |
| Employer contribution / active EE | $1,971 | $5,707-65.5% | $5,011-60.7% | $4,763-58.6% |
| Participant deferral / active EE | $2,169 | $5,955-63.6% | $5,202-58.3% | $5,983-63.8% |
| Admin fee / account holder | $526 | $17,079-96.9% | $13,987-96.2% | $11,252-95.3% |