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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,977 | $92,766+291.3% | $82,763+338.6% | $134,545+169.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -15.74% | 946.97%-962.7pp | 702.45%-718.2pp | 418.37%-434.1pp |
| Employer contribution / active EE | $3,062 | $3,273-6.4% | $3,008+1.8% | $4,742-35.4% |
| Participant deferral / active EE | $5,347 | $4,802+11.3% | $4,395+21.6% | $6,401-16.5% |
| Admin fee / account holder | $26,079 | $5,978+336.3% | $5,325+389.7% | $11,431+128.2% |