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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,619 | $103,038+164.6% | $90,324+201.8% | $152,909+78.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 2.86% | 95.25%-92.4pp | 78.15%-75.3pp | 345.46%-342.6pp |
| Employer contribution / active EE | $2,474 | $3,141-21.2% | $2,856-13.4% | $4,764-48.1% |
| Participant deferral / active EE | $4,603 | $4,282+7.5% | $3,885+18.5% | $5,851-21.3% |
| Admin fee / account holder | $634 | $6,177-89.7% | $5,356-88.2% | $11,601-94.5% |