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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,763 | $209,428-92.5% | $178,498-91.2% | $158,950-90.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 5.07% | 188.78%-183.7pp | 151.09%-146.0pp | 302.91%-297.8pp |
| Employer contribution / active EE | $2,284 | $5,707-60.0% | $5,011-54.4% | $4,762-52.0% |
| Participant deferral / active EE | $4,316 | $5,955-27.5% | $5,202-17.0% | $5,983-27.9% |
| Admin fee / account holder | $1,535 | $17,077-91.0% | $13,985-89.0% | $11,248-86.4% |