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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,356 | $98,760-38.9% | $149,715-59.7% | $79,858-24.4% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.5%+13.7pp | 69.6%+26.5pp |
| Annual return | 11.73% | 27.43%-15.7pp | 276.66%-264.9pp | 31.72%-20.0pp |
| Employer contribution / active EE | $3,476 | $3,217+8.1% | $4,645-25.2% | $2,471+40.7% |
| Participant deferral / active EE | $8,374 | $5,681+47.4% | $6,842+22.4% | $3,740+123.9% |
| Admin fee / account holder | $3,001 | $6,053-50.4% | $9,310-67.8% | $5,306-43.4% |