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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,143 | $165,381-38.8% | $149,730-32.4% | $158,966-36.4% |
| Participation rate | 71.4% | 84.6%-13.1pp | 82.5%-11.1pp | 82.0%-10.5pp |
| Annual return | 18.32% | 348.29%-330.0pp | 276.70%-258.4pp | 302.95%-284.6pp |
| Employer contribution / active EE | $2,968 | $5,104-41.9% | $4,645-36.1% | $4,762-37.7% |
| Participant deferral / active EE | $5,094 | $7,182-29.1% | $6,843-25.6% | $5,983-14.9% |
| Admin fee / account holder | $7,784 | $10,809-28.0% | $9,310-16.4% | $11,250-30.8% |