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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,447 | $181,896-83.3% | $156,551-80.6% | $273,972-88.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.48% | 30.74%-23.3pp | 32.23%-24.7pp | 41.46%-34.0pp |
| Employer contribution / active EE | $5,852 | $6,248-6.3% | $5,501+6.4% | $4,869+20.2% |
| Participant deferral / active EE | $2,250 | $5,550-59.5% | $4,871-53.8% | $5,287-57.4% |
| Admin fee / account holder | $1,356 | $15,560-91.3% | $13,028-89.6% | $10,133-86.6% |