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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,480 | $223,823-69.9% | $211,142-68.0% | $154,746-56.4% |
| Participation rate | 75.0% | 87.9%-12.9pp | 87.3%-12.3pp | 80.7%-5.7pp |
| Annual return | 15.16% | 50.39%-35.2pp | 46.84%-31.7pp | 172.34%-157.2pp |
| Employer contribution / active EE | $1,645 | $6,787-75.8% | $6,442-74.5% | $4,379-62.4% |
| Participant deferral / active EE | $3,623 | $9,750-62.8% | $9,284-61.0% | $6,730-46.2% |
| Admin fee / account holder | $7,198 | $19,707-63.5% | $19,076-62.3% | $14,365-49.9% |