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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,499 | $197,637-84.6% | $177,848-82.9% | $158,982-80.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 16.53% | 58.77%-42.2pp | 48.33%-31.8pp | 302.99%-286.5pp |
| Employer contribution / active EE | $2,497 | $6,698-62.7% | $5,919-57.8% | $4,763-47.6% |
| Participant deferral / active EE | $5,352 | $8,405-36.3% | $7,714-30.6% | $5,983-10.5% |
| Admin fee / account holder | $375 | $15,406-97.6% | $12,431-97.0% | $11,252-96.7% |