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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,480 | $209,336-67.8% | $197,124-65.8% | $137,256-50.8% |
| Participation rate | 75.0% | 87.3%-12.3pp | 86.7%-11.7pp | 80.0%-5.0pp |
| Annual return | 15.16% | 48.09%-32.9pp | 44.34%-29.2pp | 220.34%-205.2pp |
| Employer contribution / active EE | $1,645 | $6,591-75.0% | $6,227-73.6% | $4,156-60.4% |
| Participant deferral / active EE | $3,623 | $9,614-62.3% | $9,135-60.3% | $6,407-43.5% |
| Admin fee / account holder | $7,198 | $17,308-58.4% | $16,298-55.8% | $12,270-41.3% |