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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,617 | $76,551-69.1% | $123,894-80.9% | $62,881-62.4% |
| Participation rate | 55.6% | 73.0%-17.4pp | 81.4%-25.9pp | 69.3%-13.7pp |
| Annual return | 8.39% | 18.68%-10.3pp | 47.52%-39.1pp | 20.14%-11.8pp |
| Employer contribution / active EE | $594 | $2,882-79.4% | $4,617-87.1% | $2,281-74.0% |
| Participant deferral / active EE | $3,243 | $4,840-33.0% | $5,984-45.8% | $3,203+1.3% |
| Admin fee / account holder | $640 | $4,826-86.7% | $8,357-92.3% | $4,296-85.1% |