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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS CO. Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $132,331 |
AVANTAX INSURANCE AGENCY LLC2 years Filed as: AVANTAX INVESTMENT SERVICES INC DBA Service code 27 3200 OLYMPUS BLVD STE 100 · DALLAS, TX 75019 | Advisory (Plan) | $64,151 |
OSAIC WEALTH INC1 year Service code 55 10 EXCHANGE PLACE · JERSEY CITY, NJ 07302 | Other Commissions | $53,620 |
PENTEGRA SERVICES, INC.5 years Filed as: PENTEGRA SERVICES INC Service code 13 5350 77 CENTER DR STE 200 · CHARLOTTE, NC 28217 | Contract Administrator | $48,903 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $18,377 |
WOODBURY FINANCIAL SERVICES2 years Filed as: WOODBURY FINANCIAL SERVICES INC Service code 55 | Other Commissions | $7,148 |
Service code 55 7755 3RD ST N · OAKDALE, MN 55128 | Other Commissions | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,728 | $106,264-38.1% | $147,117-55.3% | $77,762-15.5% |
| Participation rate | 93.0% | 78.4%+14.6pp | 82.2%+10.9pp | 70.6%+22.5pp |
| Annual return | 16.99% | 56.94%-39.9pp | 420.54%-403.5pp | 31.27%-14.3pp |
| Employer contribution / active EE | $3,392 | $4,074-16.7% | $4,932-31.2% | $2,728+24.3% |
| Participant deferral / active EE | $11,327 | $8,003+41.5% | $8,065+40.5% | $4,651+143.6% |
| Admin fee / account holder | $332 | $334-0.6% | $12,993-97.4% | $433-23.2% |