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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $466,276 | $160,040+191.4% | $147,096+217.0% | $145,877+219.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.21% | 98.49%-89.3pp | 419.75%-410.5pp | 551.28%-542.1pp |
| Employer contribution / active EE | $3,358 | $5,289-36.5% | $4,936-32.0% | $4,663-28.0% |
| Participant deferral / active EE | $11,967 | $8,429+42.0% | $8,071+48.3% | $6,691+78.9% |
| Admin fee / account holder | $114,854 | $15,050+663.2% | $13,005+783.1% | $13,402+757.0% |