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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,337 | $176,105+116.5% | $159,474+139.1% | $167,536+127.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 6.12% | 331.91%-325.8pp | 263.68%-257.6pp | 478.82%-472.7pp |
| Employer contribution / active EE | $2,845 | $5,299-46.3% | $4,831-41.1% | $4,839-41.2% |
| Participant deferral / active EE | $12,725 | $7,751+64.2% | $7,353+73.1% | $6,342+100.6% |
| Admin fee / account holder | $84,051 | $12,559+569.2% | $10,802+678.1% | $12,315+582.5% |