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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,978 | $184,014-66.9% | $161,149-62.2% | $138,895-56.1% |
| Participation rate | 76.5% | 82.1%-5.6pp | 78.8%-2.4pp | 79.9%-3.4pp |
| Annual return | 13.05% | 21.52%-8.5pp | 21.16%-8.1pp | 145.39%-132.3pp |
| Employer contribution / active EE | $2,553 | $5,055-49.5% | $4,360-41.5% | $4,194-39.1% |
| Participant deferral / active EE | $3,893 | $6,909-43.7% | $6,153-36.7% | $6,396-39.1% |
| Admin fee / account holder | $6,384 | $18,027-64.6% | $15,194-58.0% | $12,562-49.2% |