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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,952 | $121,098-15.8% | $125,192-18.6% | - |
| Participation rate | 0.0% | 74.4%-74.4pp | 79.8%-79.8pp | - |
| Annual return | 19.47% | 15.50%+4.0pp | 43.79%-24.3pp | - |
| Employer contribution / active EE | $0 | $1,930-100.0% | $3,866-100.0% | - |
| Participant deferral / active EE | $0 | $3,481-100.0% | $4,937-100.0% | - |
| Admin fee / account holder | $96,171 | $16,883+469.6% | $9,704+891.1% | - |