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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,727 | $135,645+34.0% | $110,243+64.8% | $135,379+34.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -3.68% | 513.24%-516.9pp | 314.76%-318.4pp | 519.79%-523.5pp |
| Employer contribution / active EE | $10,026 | $4,907+104.3% | $3,827+162.0% | $4,779+109.8% |
| Participant deferral / active EE | $10,250 | $5,507+86.1% | $4,672+119.4% | $5,609+82.7% |
| Admin fee / account holder | $2,070 | $11,458-81.9% | $8,548-75.8% | $10,828-80.9% |