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| Provider | Service type | Compensation |
|---|---|---|
JOHNSON BANK4 years Service code 15 · EIN 39-1141446 | Recordkeeping | $30,593 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,575 | $70,917-56.9% | $98,920-69.1% | $73,493-58.4% |
| Participation rate | 78.6% | 73.8%+4.8pp | 76.0%+2.5pp | 70.7%+7.9pp |
| Annual return | 11.17% | 34.18%-23.0pp | 196.47%-185.3pp | 28.51%-17.3pp |
| Employer contribution / active EE | $483 | $2,037-76.3% | $2,689-82.0% | $2,270-78.7% |
| Participant deferral / active EE | $2,042 | $3,501-41.7% | $4,245-51.9% | $3,740-45.4% |
| Admin fee / account holder | $134 | $535-74.9% | $6,643-98.0% | $513-73.8% |