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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,151 | $217,432+5.4% | $185,851+23.3% | $167,553+36.8% |
| Participation rate | 66.7% | 86.1%-19.4pp | 81.7%-15.0pp | 82.1%-15.4pp |
| Annual return | 11.33% | 148.43%-137.1pp | 122.11%-110.8pp | 478.89%-467.6pp |
| Employer contribution / active EE | $1,842 | $5,874-68.6% | $5,168-64.4% | $4,840-61.9% |
| Participant deferral / active EE | $3,184 | $6,357-49.9% | $5,569-42.8% | $6,343-49.8% |
| Admin fee / account holder | $416 | $19,820-97.9% | $16,245-97.4% | $12,316-96.6% |