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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,227 | $180,459-18.4% | $154,108-4.5% | $135,380+8.8% |
| Participation rate | 85.7% | 87.4%-1.7pp | 83.0%+2.7pp | 82.6%+3.1pp |
| Annual return | -6.07% | 888.21%-894.3pp | 735.21%-741.3pp | 519.81%-525.9pp |
| Employer contribution / active EE | $2,057 | $6,035-65.9% | $5,298-61.2% | $4,779-57.0% |
| Participant deferral / active EE | $6,714 | $5,806+15.6% | $5,081+32.2% | $5,609+19.7% |
| Admin fee / account holder | $1,159 | $16,145-92.8% | $13,411-91.4% | $10,828-89.3% |