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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,669 | $81,749-82.1% | $58,544-74.9% | $139,456-89.5% |
| Participation rate | 66.7% | 61.3%+5.3pp | 50.9%+15.8pp | 80.3%-13.7pp |
| Annual return | 9.53% | 7425.45%-7415.9pp | 4249.56%-4240.0pp | 373.45%-363.9pp |
| Employer contribution / active EE | $2,538 | $1,398+81.6% | $1,053+141.0% | $4,753-46.6% |
| Participant deferral / active EE | $4,475 | $2,555+75.1% | $1,923+132.7% | $6,711-33.3% |
| Admin fee / account holder | $3,809 | $3,272+16.4% | $2,520+51.2% | $11,407-66.6% |