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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,019 | $175,231+40.4% | $149,696+64.3% | $139,466+76.4% |
| Participation rate | 62.5% | 83.4%-20.9pp | 78.8%-16.3pp | 80.3%-17.8pp |
| Annual return | 15.88% | 166.77%-150.9pp | 134.46%-118.6pp | 373.66%-357.8pp |
| Employer contribution / active EE | $11,755 | $5,478+114.6% | $4,821+143.8% | $4,754+147.3% |
| Participant deferral / active EE | $13,409 | $6,521+105.6% | $5,682+136.0% | $6,712+99.8% |
| Admin fee / account holder | $2,976 | $16,155-81.6% | $13,212-77.5% | $11,409-73.9% |