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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,328 | $49,177+59.3% | $79,466-1.4% | $64,173+22.1% |
| Participation rate | 35.1% | 65.0%-29.9pp | 73.3%-38.2pp | 69.6%-34.4pp |
| Annual return | -2.69% | -1.16%-1.5pp | 718.28%-721.0pp | 7.63%-10.3pp |
| Employer contribution / active EE | $1,106 | $2,076-46.8% | $2,800-60.5% | $2,381-53.6% |
| Participant deferral / active EE | $2,462 | $2,821-12.7% | $3,704-33.5% | $3,470-29.0% |
| Admin fee / account holder | $14 | $3,839-99.6% | $5,104-99.7% | $4,887-99.7% |