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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,467 | $91,179-75.4% | $178,499-87.4% | $79,852-71.9% |
| Participation rate | 53.0% | 69.2%-16.2pp | 81.9%-28.9pp | 69.6%-16.6pp |
| Annual return | 17.01% | 24.19%-7.2pp | 151.10%-134.1pp | 31.72%-14.7pp |
| Employer contribution / active EE | $1,390 | $3,256-57.3% | $5,011-72.3% | $2,471-43.7% |
| Participant deferral / active EE | $2,801 | $3,236-13.4% | $5,202-46.2% | $3,740-25.1% |
| Admin fee / account holder | $2,425 | $6,749-64.1% | $13,986-82.7% | $5,306-54.3% |