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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,837 | $85,171-79.1% | $172,752-89.7% | $72,975-75.6% |
| Participation rate | 50.8% | 70.1%-19.2pp | 82.6%-31.8pp | 69.5%-18.6pp |
| Annual return | 17.77% | 27.32%-9.6pp | 802.97%-785.2pp | 81.01%-63.2pp |
| Employer contribution / active EE | $1,272 | $3,324-61.7% | $5,144-75.3% | $2,440-47.9% |
| Participant deferral / active EE | $2,747 | $3,260-15.7% | $5,198-47.2% | $3,608-23.9% |
| Admin fee / account holder | $965 | $5,880-83.6% | $13,955-93.1% | $5,124-81.2% |