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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,056 | $45,343-18.3% | $150,298-75.3% | $67,986-45.5% |
| Participation rate | 43.7% | 51.9%-8.2pp | 77.8%-34.1pp | 57.2%-13.5pp |
| Annual return | 20.09% | 33.28%-13.2pp | 62.79%-42.7pp | 31.67%-11.6pp |
| Employer contribution / active EE | $897 | $1,462-38.6% | $4,154-78.4% | $2,019-55.5% |
| Participant deferral / active EE | $1,808 | $2,055-12.0% | $5,453-66.8% | $3,358-46.2% |
| Admin fee / account holder | $3,340 | $2,250+48.5% | $14,116-76.3% | $3,203+4.3% |