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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,319 | $160,040-70.4% | $147,096-67.8% | $145,877-67.6% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 13.59% | 98.49%-84.9pp | 419.75%-406.2pp | 551.28%-537.7pp |
| Employer contribution / active EE | $2,757 | $5,289-47.9% | $4,936-44.1% | $4,663-40.9% |
| Participant deferral / active EE | $7,970 | $8,429-5.4% | $8,071-1.3% | $6,691+19.1% |
| Admin fee / account holder | $337 | $15,050-97.8% | $13,005-97.4% | $13,402-97.5% |