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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,916 | $148,623-69.8% | $135,974-67.0% | $139,466-67.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.67% | 79.30%-62.6pp | 68.30%-51.6pp | 373.66%-357.0pp |
| Employer contribution / active EE | $3,510 | $5,246-33.1% | $4,859-27.8% | $4,754-26.2% |
| Participant deferral / active EE | $7,142 | $8,103-11.9% | $7,760-8.0% | $6,712+6.4% |
| Admin fee / account holder | $1,723 | $12,406-86.1% | $10,767-84.0% | $11,409-84.9% |