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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,020 | $85,169-69.4% | $172,755-84.9% | $72,983-64.3% |
| Participation rate | 28.6% | 70.1%-41.5pp | 82.6%-54.1pp | 69.5%-40.9pp |
| Annual return | 24.25% | 27.32%-3.1pp | 802.94%-778.7pp | 81.01%-56.8pp |
| Employer contribution / active EE | $677 | $3,324-79.6% | $5,144-86.8% | $2,440-72.2% |
| Participant deferral / active EE | $2,028 | $3,260-37.8% | $5,198-61.0% | $3,608-43.8% |
| Admin fee / account holder | $257 | $5,880-95.6% | $13,955-98.2% | $5,124-95.0% |