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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,222 | $102,696-19.0% | $86,235-3.5% | $139,487-40.3% |
| Participation rate | 60.0% | 74.5%-14.5pp | 69.0%-9.0pp | 80.3%-20.3pp |
| Annual return | 14.33% | 1925.91%-1911.6pp | 1170.03%-1155.7pp | 373.84%-359.5pp |
| Employer contribution / active EE | $2,602 | $3,034-14.2% | $2,381+9.3% | $4,755-45.3% |
| Participant deferral / active EE | $7,371 | $4,679+57.5% | $3,987+84.9% | $6,713+9.8% |
| Admin fee / account holder | $6,477 | $8,667-25.3% | $6,856-5.5% | $11,407-43.2% |