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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,197 | $95,917-51.8% | $79,583-42.0% | $134,545-65.7% |
| Participation rate | 68.8% | 75.0%-6.3pp | 69.5%-0.7pp | 81.2%-12.5pp |
| Annual return | -17.75% | -2.70%-15.1pp | 0.16%-17.9pp | 418.37%-436.1pp |
| Employer contribution / active EE | $2,315 | $3,129-26.0% | $2,414-4.1% | $4,742-51.2% |
| Participant deferral / active EE | $6,628 | $4,694+41.2% | $3,986+66.3% | $6,401+3.5% |
| Admin fee / account holder | $461 | $9,132-94.9% | $6,835-93.2% | $11,431-96.0% |