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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,838 | $152,612-89.6% | $125,192-87.3% | $152,897-89.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 23.41% | 54.85%-31.4pp | 43.79%-20.4pp | 345.43%-322.0pp |
| Employer contribution / active EE | $3,816 | $4,947-22.9% | $3,866-1.3% | $4,764-19.9% |
| Participant deferral / active EE | $2,578 | $5,868-56.1% | $4,937-47.8% | $5,851-55.9% |
| Admin fee / account holder | $408 | $13,437-97.0% | $9,704-95.8% | $11,599-96.5% |