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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,593 | $77,908+81.7% | $149,696-5.4% | $75,173+88.4% |
| Participation rate | 68.6% | 65.6%+3.0pp | 78.8%-10.2pp | 67.2%+1.4pp |
| Annual return | 17.41% | 31.73%-14.3pp | 134.46%-117.0pp | 160.72%-143.3pp |
| Employer contribution / active EE | $1,961 | $3,138-37.5% | $4,821-59.3% | $2,671-26.6% |
| Participant deferral / active EE | $3,536 | $3,411+3.7% | $5,682-37.8% | $4,126-14.3% |
| Admin fee / account holder | $7,356 | $5,950+23.6% | $13,212-44.3% | $5,651+30.2% |