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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,816 | $91,198-1.5% | $178,503-49.7% | $79,856+12.5% |
| Participation rate | 86.1% | 69.2%+16.9pp | 81.9%+4.2pp | 69.6%+16.5pp |
| Annual return | 12.90% | 24.20%-11.3pp | 151.12%-138.2pp | 31.71%-18.8pp |
| Employer contribution / active EE | $1,827 | $3,257-43.9% | $5,011-63.5% | $2,471-26.1% |
| Participant deferral / active EE | $2,965 | $3,237-8.4% | $5,202-43.0% | $3,741-20.7% |
| Admin fee / account holder | $7,130 | $6,748+5.7% | $13,987-49.0% | $5,306+34.4% |