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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,909 | $100,139+116.6% | $85,187+154.6% | $145,884+48.7% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 9.96% | 84.15%-74.2pp | 66.67%-56.7pp | 551.85%-541.9pp |
| Employer contribution / active EE | $5,855 | $3,238+80.8% | $2,732+114.3% | $4,662+25.6% |
| Participant deferral / active EE | $21,104 | $5,296+298.5% | $4,525+366.4% | $6,690+215.5% |
| Admin fee / account holder | $389 | $7,262-94.6% | $6,162-93.7% | $13,392-97.1% |