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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,746 | $96,419+79.2% | $80,648+114.2% | $139,487+23.8% |
| Participation rate | 75.0% | 73.6%+1.4pp | 67.0%+8.0pp | 80.3%-5.3pp |
| Annual return | 13.22% | 1352.86%-1339.6pp | 937.21%-924.0pp | 373.84%-360.6pp |
| Employer contribution / active EE | $349 | $3,261-89.3% | $2,724-87.2% | $4,755-92.7% |
| Participant deferral / active EE | $15,415 | $5,225+195.0% | $4,443+246.9% | $6,713+129.6% |
| Admin fee / account holder | $6,109 | $6,605-7.5% | $5,382+13.5% | $11,407-46.4% |