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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,019 | $76,312-48.9% | $67,221-42.0% | $158,982-75.5% |
| Participation rate | 55.6% | 84.3%-28.7pp | 79.4%-23.8pp | 82.0%-26.4pp |
| Annual return | 10.57% | 22.77%-12.2pp | 20.72%-10.2pp | 302.99%-292.4pp |
| Employer contribution / active EE | $1,456 | $4,476-67.5% | $3,723-60.9% | $4,763-69.4% |
| Participant deferral / active EE | $2,113 | $5,264-59.9% | $4,384-51.8% | $5,983-64.7% |
| Admin fee / account holder | $2,275 | $8,005-71.6% | $5,844-61.1% | $11,252-79.8% |