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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,388 | $134,817-46.3% | $123,973-41.6% | $155,188-53.4% |
| Participation rate | 69.2% | 79.4%-10.2pp | 76.7%-7.4pp | 80.8%-11.6pp |
| Annual return | 11.71% | 515.49%-503.8pp | 388.13%-376.4pp | 148.84%-137.1pp |
| Employer contribution / active EE | $1,739 | $4,425-60.7% | $4,126-57.8% | $4,248-59.1% |
| Participant deferral / active EE | $2,093 | $5,706-63.3% | $5,247-60.1% | $6,531-68.0% |
| Admin fee / account holder | $8,421 | $13,245-36.4% | $11,799-28.6% | $14,480-41.8% |