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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,148 | $106,280-32.1% | $96,538-25.3% | $139,487-48.3% |
| Participation rate | 38.5% | 77.8%-39.4pp | 74.3%-35.9pp | 80.3%-41.9pp |
| Annual return | 12.79% | 38.48%-25.7pp | 35.74%-22.9pp | 373.84%-361.0pp |
| Employer contribution / active EE | $1,232 | $4,107-70.0% | $3,740-67.1% | $4,755-74.1% |
| Participant deferral / active EE | $2,840 | $5,457-48.0% | $4,880-41.8% | $6,713-57.7% |
| Admin fee / account holder | $737 | $7,888-90.7% | $6,737-89.1% | $11,407-93.5% |