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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,596 | $154,193-17.2% | $130,045-1.9% | $139,466-8.5% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.5%-28.5pp | 80.3%-30.3pp |
| Annual return | 18.64% | 32.51%-13.9pp | -137.30%+155.9pp | 373.66%-355.0pp |
| Employer contribution / active EE | $1,955 | $5,292-63.1% | $4,321-54.8% | $4,754-58.9% |
| Participant deferral / active EE | $2,602 | $6,709-61.2% | $5,820-55.3% | $6,712-61.2% |
| Admin fee / account holder | $1,613 | $13,989-88.5% | $10,600-84.8% | $11,409-85.9% |