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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,269 | $181,896-38.3% | $156,551-28.3% | $273,972-59.0% |
| Participation rate | 77.3% | 88.4%-11.1pp | 84.0%-6.7pp | 83.0%-5.7pp |
| Annual return | 4.51% | 30.74%-26.2pp | 32.23%-27.7pp | 41.46%-36.9pp |
| Employer contribution / active EE | $6,400 | $6,248+2.4% | $5,501+16.3% | $4,869+31.5% |
| Participant deferral / active EE | $3,283 | $5,550-40.9% | $4,871-32.6% | $5,287-37.9% |
| Admin fee / account holder | $1,891 | $15,560-87.9% | $13,028-85.5% | $10,133-81.3% |