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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,111 | $63,365+37.5% | $91,994-5.3% | $72,975+19.4% |
| Participation rate | 97.7% | 72.5%+25.2pp | 78.6%+19.0pp | 69.5%+28.2pp |
| Annual return | 21.22% | 35.35%-14.1pp | 69.04%-47.8pp | 81.01%-59.8pp |
| Employer contribution / active EE | $2,600 | $2,116+22.9% | $3,453-24.7% | $2,440+6.6% |
| Participant deferral / active EE | $4,418 | $4,883-9.5% | $5,924-25.4% | $3,608+22.5% |
| Admin fee / account holder | $4,029 | $4,670-13.7% | $7,744-48.0% | $5,124-21.4% |