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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,965 | $78,694-13.6% | $67,652+0.5% | $125,389-45.8% |
| Participation rate | 37.5% | 78.8%-41.3pp | 75.7%-38.2pp | 83.2%-45.7pp |
| Annual return | -4.21% | 9.46%-13.7pp | 6625.40%-6629.6pp | 282.24%-286.5pp |
| Employer contribution / active EE | $1,160 | $3,044-61.9% | $2,266-48.8% | $4,866-76.2% |
| Participant deferral / active EE | $1,834 | $4,292-57.3% | $3,560-48.5% | $5,352-65.7% |
| Admin fee / account holder | $17 | $7,403-99.8% | $4,821-99.6% | $9,541-99.8% |