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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,046 | $75,962-17.0% | $154,108-59.1% | $64,173-1.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -6.56% | 30.32%-36.9pp | 735.21%-741.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $2,172 | $3,350-35.2% | $5,298-59.0% | $2,381-8.8% |
| Participant deferral / active EE | $2,613 | $3,175-17.7% | $5,081-48.6% | $3,470-24.7% |
| Admin fee / account holder | $1,870 | $5,589-66.5% | $13,411-86.1% | $4,887-61.7% |