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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,859 | $84,236-8.8% | $170,435-54.9% | $70,126+9.6% |
| Participation rate | 93.5% | 70.8%+22.6pp | 83.6%+9.9pp | 69.5%+23.9pp |
| Annual return | 21.86% | 23.06%-1.2pp | 205.94%-184.1pp | 73.15%-51.3pp |
| Employer contribution / active EE | $5,082 | $3,387+50.0% | $5,432-6.5% | $2,343+116.9% |
| Participant deferral / active EE | $1,291 | $3,086-58.2% | $4,939-73.9% | $3,332-61.3% |
| Admin fee / account holder | $3,224 | $5,698-43.4% | $13,881-76.8% | $4,645-30.6% |