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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,252 | $165,399-39.4% | $149,745-33.1% | $158,982-36.9% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 11.99% | 348.34%-336.3pp | 276.72%-264.7pp | 302.99%-291.0pp |
| Employer contribution / active EE | $2,363 | $5,105-53.7% | $4,646-49.1% | $4,763-50.4% |
| Participant deferral / active EE | $9,986 | $7,183+39.0% | $6,843+45.9% | $5,983+66.9% |
| Admin fee / account holder | $918 | $10,811-91.5% | $9,312-90.1% | $11,252-91.8% |