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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,377 | $99,031-90.5% | $86,597-89.2% | $147,585-93.6% |
| Participation rate | 94.1% | 76.3%+17.8pp | 73.5%+20.6pp | 82.8%+11.3pp |
| Annual return | 10.61% | 1312.56%-1301.9pp | 964.96%-954.3pp | 578.57%-568.0pp |
| Employer contribution / active EE | $1,314 | $3,132-58.1% | $2,840-53.7% | $4,876-73.1% |
| Participant deferral / active EE | $1,377 | $3,972-65.3% | $3,609-61.8% | $5,439-74.7% |
| Admin fee / account holder | $307 | $5,711-94.6% | $4,906-93.7% | $10,885-97.2% |